Real Estate Tools
Vancouver BC Real Estate Calculators (2026)
Sixteen free, current-to-2026 calculators for buyers, sellers, investors, and small developers across Greater Vancouver and the Fraser Valley.
Buying, selling, or investing in Vancouver BC real estate involves a stack of overlapping taxes, exemptions, and zoning rules that change every year. These calculators are built for the way real BC transactions actually work in 2026 — federal mortgage stress test, CMHC default insurance, BC Property Transfer Tax, the new federal First-Time Buyer GST Rebate, BC Home Flipping Tax, federal anti-flipping rules, Speculation & Vacancy Tax, Vancouver Empty Homes Tax, and the new Bill 44 / Bill 47 zoning regimes.
Every tool below is free, mobile-friendly, and produced by Dan Marusin PREC, a licensed BC REALTOR® with Renanza Realty serving Vancouver, North Vancouver, Burnaby, Surrey, Langley, and the rest of the Lower Mainland.
For Buyers
Mortgage Calculator
Standard monthly payment, amortization schedule, total interest paid.
BuyersMortgage Affordability (B-20 Stress Test)
How much home can you actually qualify for under the federal B-20 stress test?
BuyersCMHC Insurance Calculator
Default insurance premium with 30-year amortization surcharge and BC PST.
BuyersClosing Cost Calculator
PTT + FTHB exemption + GST + Foreign Buyer Tax + legal fees in one number.
BuyersRent vs Buy Calculator
5/10/20-year rent-vs-buy outcome with appreciation, investment return, and selling costs.
BuyersBC Property Transfer Tax (PTT)
Provincial PTT with First-Time Buyer and Newly Built Home exemptions.
BuyersBC GST Calculator
New construction GST + 2025 federal First-Time Buyer GST Rebate.
For Sellers, Investors & Developers
Home Value Estimator (Free CMA)
Hand-prepared comparative market analysis from a licensed BC REALTOR® — within 24 hours.
SellersHome Sale Net Proceeds
What lands in your bank account after commission, GST, mortgage payout, and penalty.
SellersMortgage Penalty (IRD) Calculator
3-month interest vs Interest Rate Differential for early discharge.
InvestorsCapital Gains Calculator
Federal anti-flipping 365-day rule, principal residence exemption, 50% inclusion.
InvestorsInvestor Tax Stack Calculator
PTT + Foreign Buyer Tax + Speculation & Vacancy Tax + Empty Homes Tax + UHT in one view.
InvestorsBC Home Flipping Tax (Bill 15)
Sliding-scale 20% tax on properties sold within 730 days of purchase.
DevelopersBill 44 Multiplex Calculator
How many SSMUH units does your single-family lot now allow?
DevelopersTOD Zoning Calculator
Bill 47 Transit-Oriented Development tier, FSR, and minimum height for any address.
SellersBC Commission Calculator
Standard BC listing commission with negotiable rate — full GST breakdown.
Have a question these calculators can't answer?
Tax stacking, assumability, assignment, presale GST, foreign buyer rules, and zoning interpretations are full of edge cases. Book a free 15-minute call and I'll walk you through your specific Vancouver BC scenario.
Email Dan Marusin → Call 778-918-5990