Served across the Lower Mainland
2026 BC calculators & estimators
To presales & off-market deals
Sixteen free, regularly updated calculators built for British Columbia. Run the numbers on a Vancouver mortgage, model a Surrey presale assignment, stress-test a Coquitlam multiplex, or estimate net proceeds on a Whistler chalet — before you sign anything.
Monthly payments, current 2026 rates and full amortization schedule.
Maximum mortgage and price you qualify for under the federal stress test.
Premium tiers for high-ratio insured mortgages with less than 20% down.
Legal, PTT, inspection, adjustments and GST — all the cash you need at closing.
Net cost of owning versus renting in BC over a 5, 10 or 25 year horizon.
Estimate the IRD or three-month interest penalty before breaking your mortgage.
2026 PTT with First-Time Buyer and Newly Built Home exemptions auto-applied.
Federal 5% GST on presales and new builds plus the new FTHB GST rebate.
REALTOR® fees, GST and your walk-away net after paying off the mortgage.
Total dollars in your pocket after commissions, payout penalty and legal fees.
Free Comparative Market Analysis (CMA) hand-reviewed by Dan, not a robot.
Federal and BC capital gains owing on a rental, recreational or second home.
Speculation, vacancy, empty homes and school taxes for BC investment property.
Bill 15 sliding rate on properties sold inside 730 days of purchase.
SSMUH unit count and FSR for a 4-to-6 unit multiplex on your BC lot.
Bill 47 Tier 1, 2 and 3 height and FSR within 800m of SkyTrain stations.
Hyper-local market data, OCP knowledge and on-the-ground experience from West Vancouver and the North Shore down to Tsawwassen, east through the Tri-Cities, the Ridge, Langley and the Fraser Valley, and up the Sea-to-Sky to Squamish and Whistler.
Selling in 2026 — whether it's a Vancouver condo, a Surrey townhouse, a Coquitlam multiplex lot or a Whistler chalet — takes more than a sign on the lawn. Buyers are sophisticated and the market is fragmented by neighbourhood and product type.
I run an aggressive, multi-channel marketing program: professional photography, cinematic 4K video, drone shots, floor plans and hyper-targeted digital ads. The goal is simple — maximum exposure, multiple offers, and the highest possible net proceeds for you.
First-time buyers, growing families and investors all need an agent who knows the file inside and out — Bill 44 multiplex potential, TOD station catchments, foreign-buyer rules, and the new federal FTHB GST rebate.
I help clients read strata documents, model PTT and GST exposure, and access VIP presale platinum lists from Lower Mainland developers before public release.
I am Dan Marusin PREC, a fully licensed REALTOR® with Renanza Realty Inc. serving 21 communities across the Lower Mainland. I provide honest, transparent, data-driven advice — without the high-pressure sales tactics.
Real estate is likely your largest financial decision. My approach is analytical: comprehensive market data, proprietary calculators and a clear strategy, so you can make empowered decisions. From contract to completion day, I protect your interests at every step.
Brokerage office: Renanza Realty Inc.
777 Hornby St, Suite 600, Vancouver, BC V6Z 1S4
Dan Marusin PREC
Renanza Realty Inc.
Dan is very friendly, honest and knowledgeable, we were a first time home buyers and we had a million and one questions and Dan answered everything we asked. It is very refreshing to see somebody so confident and knowledgeable these days. Will be happy to work again with Dan in the future.
We came across Dan just by clicking on a house listing online and he came out to show us the listing and then willingly started showing us around the Lower Mainland and Fraser Valley Region including: Langley, Maple Ridge, Chilliwack, and Abbotsford. We then entertained the idea of moving up to Kelowna. We were amazed that Dan made the trip up for the weekend to show us a handful of properties. Overall, it was a total fluke how we came across Dan but he proved to be one of the best realtors out there just by his actions, not by his sales pitch. We definitely did our due diligence when choosing a realtor, we actually met with 6 realtors in person before going with Dan. Overall, he was always available, quick to respond (which you need in this market), helpful to find out information from the city, and was always willing to keep searching. Dan helped us to sell our Langley house quick! Within one week it was sold, with a line up down the street. He then helped us find our new house in Chilliwack We will definitely call Dan for future purchases.
An absolutely awesome realtor! Dan Marusin is the best realtor that I have ever seen. He helped me with purchasing a coach house in Clayton Heights. Not only was he professional, patient and understanding of my needs; he went above and beyond his responsibilities as a realtor. I highly recommend him to anyone who is trying to buy or sell a property.
Great experience with Dan! We're first time home buyers and he navigated us throughout the process. Found great offer and helped to negotiate. Thank you, Dan!
Dan was a great person to work with! I needed to sell my home, and he made the whole process super easy. Very patient man too, any questions I had, he answered it and was very knowledgeable. It was such an awesome experience working with Dan, one of the best realtors for sure!
Budget for the Property Transfer Tax (PTT), legal/notary fees (roughly $1,400–$2,000 in 2026), a home inspection ($500–$900), title insurance, and property tax adjustments on completion. If the home is newly built or a presale assignment, also budget for the federal 5% GST — partially rebated by the new First-Time Home Buyer GST Rebate on qualifying purchases.
In most residential transactions the seller pays the commission, deducted from gross proceeds on completion. The total is usually split between the listing brokerage and the cooperating (buyer's) brokerage. Buyer-paid commission arrangements are now allowed under the BCFSA Rules and are negotiated between buyer and brokerage in writing.
Eligible first-time buyers in BC qualify for a full PTT exemption on homes priced up to $835,000 and a partial exemption up to $860,000, under the rules in effect since April 1, 2024. Buyers must be Canadian citizens or permanent residents and meet residency and use requirements. Run your own scenario in the BC PTT Calculator above.
In effect since January 1, 2025 under Bill 15, the BC Home Flipping Tax is a provincial tax on profit from residential property sold within 730 days of purchase. Rates start at 20% for sales within 365 days and slide down to 0% by day 730, with limited life-event exemptions. Use the BC Home Flipping Tax Calculator to model your specific timeline.
The federal Prohibition on the Purchase of Residential Property by Non-Canadians Act has been extended to January 1, 2027, with limited exceptions for permanent residents, work-permit holders meeting requirements, refugees and certain recreational or non-residential property. BC's own 20% Foreign Buyer Tax also applies on top, in designated regions.
Automated online estimates are often off by tens of thousands of dollars. Request a free, hand-researched Comparative Market Analysis (CMA) tailored to your specific home and Lower Mainland sub-market.